Padsplit (never used it myself) may be an option.What I would try is to look for a family member who wants to have some privacy, and is willing to still come inside the main house (and pay some rent), or try to get the space permitted.

Plus, if you are using a broker their broker fees will typically be an additional 1-2 points.

@Jay Hinrichs   I won't reply to his/her posts, may possibly be an ex-employee utilizing a different name.  

Hi Hunter.Hopefully I have some good answers for you regarding our doctor program.Employment start date must be with 90 days of loan closing.Min Fico 720Max DTI of 43% 6 months reserves on subject property and the other properties you own.5% down on $400k to 1.5M10% down on 1.5M to 2MWill be an ARMNo mortgage insuranceSFR, Condo, Townhome, PUDs only no MultiunitsLet me know if you have any other questions!

The roof might be an expense depending on the specifics of your situation.I would also get a contract and invoice for the $8000 quote that notes $1000 payments being applied from rent monthly.

Spill the beans, the world is too public.Careful what tree you bark up, you'll get the wrong dog.

If you need it to be an all-cash investment, how much cash are you willing to put into a deal?

Hard money lenders could also be an option, especially for a short-term rehab loan, though the rates may be higher.

It will certainly be an interesting year though.

They must be an official partner of BP.