We tell tenants NOT to change their locks, we are happy to do so for them at no charge if they are ever afraid someone might have a key that they do not want to have a key.  

@Gene PanicciaManagement fees vary, but it's not uncommon for a PM to charge fees for managing tenant-paid utilities or coordinating repairs.

.- If you chose to set up your LLC as a pass-thru entity, then you will need to supply your SSN.FYI - to avoid getting nasty letters from the IRS about errors (which might cause us to be audited), we will ask for a copy of your EIN assignment letter or a copy of your SSN card to confirm those numbers.

intrest free credit cards and cash How did you add value to the deal?

Buying a large new build home can also work well as a house hack as you can charge a premium rent, and generally most bedrooms built now a days have en suites (at least in my market).  

Going back to the OP, I'm not sure what fees NY charges for LLCs and how many properties or businesses he has but I think these "asset protection" companies overcharge people. 

The best advice I can give you for studying for you license is to voice record yourself reading questions and answers on notes cards.

Do you have an estimate for what a lawyer will charge for this?

At the moment with 3 rentals (6 total units), I have one account and a credit card associated with it.

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!