Dave Ramsey Money Makeover Chapter 1: Total Money ChallengeChapter 2 DenialFrog in Warming Water example - If a frog jumps into a BOILING pot of water, it’ll hop out immediately because it senses the danger.

Hope this helps, just start kissing a lot of frogs just beaware most will stay frogs.

.-) ether white or grey (more modern than the old light fake-oak color)Replacing closet doors with sliding doorsReplacing the hollow core doors with solid core, nice doorsConsider paintingKitchen remodel:Back splash!!

Fixed it for you :)  I just had to see what a "Moldy Frog" was :D

They are like a void wall, or blocks made with some sort of sand and cement, hollow in the middle.  

It was all hollow behind!  

Tiles usually crack on the spot that a concrete cracks after the fact, or are hollow by the touch, and it will be a problem until the house settle for good (depend of the soil and compaction etc, it can take over 15-25 years from the original construction).  

I'm no prepper but if I come across a hollowed out volcano that  a helicopter can fly out of I will jump on it.  

I'm currently living in a 2400 sqft 3BR, 2.5BA with large (could be another bedroom) FROG single family in Virginia Beach. 

I am a wholesaler here in DFW and if I come across anything that's in the more nicer parts of Dallas such as Greenville Ave area, around White Rock Lake, Highland Park, Preston Hollow, I will make sure I get in contact with you.