The most important thing for every investor to get you through your first fix and flip deal or 100 th deal comes down to experience and credit.The higher the credit the better pricing terms are.Usually higher credit less down payment to bring to table.Lower the credit higher down payment to bring to the table.Experience is the icing on the cake and can overcome credit issues in most cases because the lender can see that you know ehat your doing.However if credit is to low or negative the pricing may still be a little higher relative to what a prime borrower will get with significant experience and credit.So all in all its a sliding scale credit plus experience is the golden ticket for prime pricing and the most leverage.If either of these are not ideal...No problem pricing changes where you may be charged higher interest relative to a prime borrower or have to bring money down or pay monthly interest.Its all relative to your deal and scenario and gameplan.

are there any ways we can overcome them or is it we just have to know the risks and live with it?

At 19 my guess is you have 2-3 hurdles to overcome specifically.1) Lack of employment history, do you have 2 years in the same industry sufficient to qualify for the desired loan amount?

There will be ups and downs but I believe those who are truly committed and are able to overcome any loss and keep going will have great success.

Between negotiating with the bank, squatters, the homeowner and other various companies I was exhausted, but I did not let it overcome me.

I'm actually nervous when I meet new people and I have a fear of rejection that I'm trying to overcome so I try to put myself in situations that I can't get out of in order to force myself to talk to people.

How do you overcome that when talking with the PR/Executor? 

Now I've never owned a building that wasn't separately metered for electricity (this building is master metered only) but it seems to me that doing the RUBS billing largely overcomes the problem.Yes, this is a smaller bank.

Learn the basics of RE, not how to market or just transact some deal, there are acceptable ways of being creative to overcome most any road block. :)

I never thought it was violation of SCRA to deny me when they required a one year lease.In the case of denying a renewal of a lease because a service members orders would end, that would create a hardship that is unrealistic for the service member to overcome.