This is true for the Original FHA 203k rehab loan BUT not true for the FHA 203k STREAMLINE also know as the Limited 203k Mortgage.

I too would rather access streamlined information than to have to read a lot of opinions and try to extract what I think is factual.

From my reading and listening, it seems like there are a couple of ways to streamline your operation to at least minimize the financial burden of their minimum fee, such as forming 1 LLC in Nevada to be the "parent" LLC to others. 

The most crucial part of everything they taught was the importance streamlining processes and always having a system in place. 

But we're looking to use VAs and systems to streamline and automate most of this front end. 

I'm considering hiring people to implement systems and streamline processes.

This fourplex is renting 200-250 more per door than the other fourplexes so that can give you an indicator of its performance.The UFMIP is partially refundable only if you go from FHA to FHA refinance loans which is commonly referred to as a streamline FHA refinance.If you go from FHA to conventional you will get no refund of any unused UFMIP.refinance costs are generally 3500 or so with appraisal since fourplex appraisal's are around 750-900 (higher than SFR appraisals).If you include costs for prepaid interest, taxes, and interest your total closing may be much higher but these are costs you'd pay any way in lieu of refinancing.

With more units coming on  board here soon, and with a growth outlook, we need a good online management software that can streamline this process and allow us to scale.Any recommendations for software platforms for our size of business?

The "child" series all function like you would expect an LLC would, but you can streamline all of the separate "child" series under the single "parent" Series LLC - operating under a single EIN.

I'd say do the cash out refi. 1) Interest rates will be going up, and most of us have forgotten have ridiculously low a 3.5% mortgage is. 2) You nearly triple your cash on hand for doing "other things." 3) You know you want to jump into the game, and having cash "sitting" may push you into into action. 4) Hell, worst case you open a BlockFi crypto account and earn 8.5% interest on that $90k :D