About 1 block from Campus with no affiliation  and non flood zone.  

They are also an affiliate of the RealWealthNetwork which is why I reached out to them in the first place.Let me know if you have any other specific questions about them!  

I am not affiliated with any of these companies!

But if the assessment with ratio applied  comes in way higher than your PP then you have good grounds to appeal and say the market value is what someone would pay for it and it was on the market x days and we don't know each other or have any affiliation, so my PP is the best indicator of market value, and that does tend to work if it is legitimately the case.

I've heard the process can be lengthy as well and the property needs to be in a market their sister/affiliate bank serves.  

For more on gift funds, check out the following link (no affiliation):http://themortgagereports.com/2669/downpayment-gif...

I probably went through 15+ podcasts in last 2 days while working.I have a particular skillset right now (I work online as an affiliate marketer and own an advertising company).

Most HML are smaller shops that are owner operator .. the owner operator will be very very versed at the market and will actually guide you so you don't make a bone head purchase  IE they won't lend on it because its not a good deal..Most website on line lenders will frustrate you @Jacklyn Cheatham I would not take this person advice... 2 posts and only recommends one lender who she is probably affiliated with... careful on BP about lender scams.

If your target market are students, this may be a good option.. but you do need to be affiliated with that college/university (student, staff, alum, faculty, etc) to post on those groups.  

I have no affiliation with any of the sites/organizations mentioned above.