-Use it to invest in some sort of 'side investment' to supplement my retirement.

I am looking for a way to supplement our income for all the lovely things that life throws at you.

I own some acreage that I cash rent for grain and also have a tiny home on it to supplement rental income.

As well as having supplemental income from renting out a room.

@Austin Janiszewski if your current primary (Property A) is renovated and will generate positive cash flow after renting, consider this scenario:Instead of selling, utilize Property A as a source of supplemental income to offset the higher interest rate environment.

Without supplemental income you want to be more conservative, but with supplemental income you can stretch these a bit

They planned to buy a large apartment house and operate it through a property manager, providing them a nice cash flow to supplement their other retirement income.

You would have a property that would be doing something for you beyond supplementing your new jumbo loan.Last thing I'll say is this.

Allows a senior to remain in their home, receive monthly payments during their life to supplement SSI and other income, and home is sold at death.

I recently finished law school, and would like to use any cashflow from future real estate holdings to supplement my income from my day job as a lawyer.Since I don't have any plans to leave my day job (in energy law and policy), I think the buy-and-hold strategy appeals to me most.