If you needed the money ASAP that won't be super beneficial. 

Could these waits be mitigated by going the hard/private money route?

To answer your question directly OP, to sell a deal and make money. 

Explore my personal favorites, Set For Life by Scott Trench or The Total Money Makeover by Dave Ramsey, for invaluable financial insights.3.

Are you collecting properties or collecting money?

Oh bud, I think it would do that we’re gonna need lender’s consent as well and that’s what I’m trying to prevent, but maybe they do it under them handle that part and then after the fact transfer it. 

Might have a tenant that will sign a ten year lease and drop some money into the space.

And even a good PM will not watch your money like you do.

Question: Should I collateralize the loan (if using private or hard money), or rely on roll-over loans (to maximize the lower points and 3-4% rate)?

This money would change my life but i have a hard time believing this.