The vast majority I have heard anything around promote, encourage, even celebrate the actions that would enact various degrees of fraud. namely, the #1 I hear is some narrative of "no no no, don't worry about your lender, we will just keep this quiet and between us alone, they don't need to know, all they care about is getting there payments, nothing will happen, let's just keep this quiet".     

Yes, those rules can be nudged up to a certain degree.  

Unfortunately breaking into an unoccupied dwelling is typically the lowest degree of burglary.

Maybe you can say I got lucky it rose as much as it has and I would respond that we are talking degrees and even with my expected appreciation, I would have done great. 

I was browsing through San Bernardino State University's Real Estate Degree Program and noticed that some subjects align with those I've studied here in the Philippines.

There are other loan products out there with a varying degree of rates that could be alternatives, but I'm not an expert in mortgage products so I'd recommend speaking with a lender first. 

Yes, but im finishing up my associates degree in interior design the next coming year.

Professions like engineering, law, accounting, architecture, and general contractors necessitate degrees and licensure.Development is unique in that it welcomes (perhaps even encourages) a maverick spirit.

To the degree, one is realistic, the probability of finding a replacement property increase.Say you want to sell a fourplex to trade into and buy via 1031 a 20 unit apartment building.And the market cap rate is 6% but you want to buy something that offers a 6.5% cap rate, you probably won’t be able to find it.

My tenants were putting their heat at 78 degrees and leaving windows open when it was -20 out.