Also keep reserves beyond your 30k for unexpected issues.

One thing to consider on the credit card option is that a lot of contractors don’t accept them so that could be an issue.

The issue is the down payment is over $250k and no one has that or is willing to fork over that amount.

It wasn’t an issue of “underwriting does review a file until it was complete”.

An other advantage of paying with credit card may be that you will not have to send the provider a 1098 tax form (only an issue if the total yearly amount is over $800). 

Despite the program's claims of providing exceptional training and support, my experience with Kristin has been far from satisfactory.First and foremost, I find it necessary to address the issue of non-payment.

I hope this is a smooth process and I can remove them without any issues.

Its been a wild ride though doing all this through massive inflation and supply chain issue and Covid..  

But in my opinion, the biggest issue I see with folks jumping into their first "big" multifamily deal is the quality of the pro forma. 

Overcrowding can strain plumbing, electrical systems, and air conditioning, leading to expensive maintenance issues.