As soon as the year membership is up, I'm leaving.

Currently have a duplex I’ve been in 3 yearsMortgage 3.65% pmt $850Tenant pays $875Heloc $30k——monthly $291The issue I am running into isRates are so high right now and it’s a lot harder to find another that will cover full mortgage.Does it make sense to leave somewhere that it is full covered to go to one that is not?

So I am less concerned with that one at least for the time.I enjoy researching many things and solving complicated problems, but figuring this out has not been one of them.

This could push your rent up to $7,500 or even $8,000, which would make your cash flow positive.In summary, the refinance could give you a good return in the long run, but the negative cash flow in the first few years is a concern.

If these houses have stable long-term tenants, I share your concern.

This is why so many companies are leaving states like California.Pro-business environment: Companies want to focus on their core business, not fight anti-business policies.Significant infrastructure: Companies favor cities with substantial airports, freeway systems connecting to other cities, and more.

From a lender standpoint I think the main areas of concern with auction properties boils down to access.

Florida and Gulf Coast insurance should be a concern. 

If all in around $435k, wouldn't she need to leave money into this deal with a projected ARV at $500k?

This is where I started as well, and then about 5 years later I was able to leave my W2.