That would be around $90,000 sitting in a savings account!

Other possible issues I may encounter with the address is with my home insurance, car insurance, and if the FHA does a check to see if I'm residing at the property. 

That's why the lady should have had her own representation telling her to check it out.Gino

When I check local real estate listing it’s evident that a number of these properties for sales are former airbnbs that were purchased in the last 2 years and clearly are not worth holding onto for the owners.

If the IRA is not a Roth, I'd convert it to a Roth, but check with a CPA on how to treat the property in the Roth.

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The taxes are higher, the properties are older, however we account for those issues.

I used the background and credit checks offered through Cozy. 

That affects your loan amount and then principal & interest payment.2) Estimate rents based on recent rental comps3) Account for all operating expenses such as property taxes, insurance, repairs & maintenance (landscaping, snow removal, cleaning etc), property management (if applicable), vacancy, utilities (what does the tenant pay vs what you would pay?)

It may be hard to find unbiased advice on account of that.To me, it seems that his/their core competency is promotion and fund raising.