I encourage you to consult with a qualified attorney to ensure this agreement complies with applicable laws in your area.

So it is somewhat applicable here.

.: I have an applicant who's going through a rental screening process A.T.M.

The window for application won't open until what's now a draft proposal becomes law.

They also know about real estate so less likely to charge you extra fees to get an appraisal or BPO because they can estimate the value themselves.

PureTalk and Patriot mobile use the same equipment as AT&T, T-Mobile and Sprint but charge only $20 a month.

@Gene PanicciaManagement fees vary, but it's not uncommon for a PM to charge fees for managing tenant-paid utilities or coordinating repairs.

Once you make some money - you will prove the concept and once you prove it, you will have a skill that you can charge a lot from and then use it to make more income and then invest in RE ;) 

As long as you file it, you have protection from the charge of fraud.Tip: if you file Form 8082 to protect yourself, send your tax return in by mail.  

That loan is being paid off by someone who checks the box on the conventional loan application that they will be occupying the property.