To help you in your real estate journey, consider the following road map:Educate YourselfClarify Your GoalsEvaluate Your FinancesBuild a Solid Credit HistoryChoose Your Real Estate NicheNetwork with Experienced InvestorsCreate a Real Estate Business PlanStart SmallResearch and Understand the MarketStay Informed and AdaptiveConsult ProfessionalsIt is important to keep in mind that accumulating money through real estate is a path that calls for perseverance, patience, and a dedication to education.

One way to reduce your living expenses and accumulate equity is to rent out one property while you're a student and both units once you graduate.Another great option in Pearland is house hacking.

You have accumulated $200k in equity I assume mostly via appreciation.  

Here are some more details...The property has a $40K+ water bill.The water company has informed us that with foreclosures, the new owners are not on the hook for past balances.so the lender/trustee is responsible for rectifying this... and the balance is so high they're delaying until they figure something out.Aside from that bill, there are no other encumbrances and we're able to get clean title with owner's title insurance.We got in the deal with cold, hard personal cash.We have a balance, which is {AuctionWinAmount - DownPayment].This balance accumulates interest until we close.so we have equitable title, but the property is not deeded to us until we close with the trustee.

Through all of our improvements, we began to collect, accumulate, and articulate what would become our Auben standard and what would become our mantra of Improving Augusta One Home at a Time.

However, due to short seasons, and more mild winters, I'm struggling to think even 3-4 years from now that I'd pull anything more than $50K a year in rentals.Bills / property taxes are about $12,000 a year.The thing is, being single, and not really dying to work in this area (small town), I'm feeling rather stuck, as is all the equity.I'm currently not working, but very much want to move back to Chicago, a place I love, and start buying cash flowing properties.I'd suspect I would have about $900,000+ after all is done if it sold at $950K, considering the vast array of other things I've accumulated (wood splitters, machinery, tools, MCM furniture, rugs,).

My primary interest is buy and hold property accumulation.

Since I have had this now happen 3 times since October 2023, I have accumulated $1100 in charges from the plumbing company.Thanks for any input in advance.

Also, they need to have been issued with the goal of cash value accumulation as regular policies are usually crafted for the most death benefit with the lowest premium cost, limiting the cash value.All the information of your current policies were given to you in the initial contract.

I guess the bigger question is when did you feel it was necessary to stop totally... or did you just keep trucking along and accumulate more, just slower?