□Have you diversified your lease termination dates so that the termination dates are not overly concentrated together and not in the winter?

Concentrate on savings, living frugally will be your best approach to increasing savings.

Let’s concentrate on the current one.  

Those requirements are: Reserves savings over 10%, No litigation, no one party owns more than 10% of the total units, low renter and high owner concentration, and sufficient insurance.

First off - I'm total noob so trying to learn a lot.I'm looking to buy a condo or townhouse which I plan on keeping long term as a rental property.From looking at Zillow I noticed that there are some large-ish neighborhoods where there are few to no properties for rent, and others where there are several properties for rent in a condensed area.All things being equal, is it better to avoid areas where there's a high concentration of rental properties?

Skip, I am having the same issue, but with more concentration.

     I'm doing really well in areas around the greater Palm Springs area but am feeling a little concentrated, would like to diversify geographically. 

Concentrate your efforts on finding a job and having 2 years of steady solid income before considering purchasing a property.

Your activity level in Flight School will be intense at times, and I would suggest you don't need other distractions from concentrating on perfecting your aviation skills. 

I would put it on the low end of your priority.I would concentrate on knowing what taxing jurisdiction you truly are in first.In regards to Ohio I would recommend filing the return, however you will most likely not have any tax due.