I found some articles and old forum posts on BP last night that discussed problems with financing and insurance for this arrangement. 

She placed my wife and my wife's siblings as remaindermen on a life estate deed on my mother-in-laws home.

Do any of the tenants have Dogs (Breed restrictions are individual to each company).These may not prevent you from getting insurance but they may limit the number of companies willing to insure it.

What is the point behind having paid off real estate, if you lose it later in life to oppressive taxes?

Those who need to sell because of life circumstances.

PMI is locked in for life.

-save $1k+ in taxes and fees yearly-can use the savings to get more insurance and a higher liability than the value of house. for flipping houses in California does anyone just put into sole proprietor own name and just use the $1k+ in savings for LLC costs into Insurance or use for savingor am I just being too risky. 

If you are planning on using your savings for Real Estate Deals, I use high cash value Whole Life Insurance as my saving vehicle(IBC).

These clients typically do not need to use a debt broker (unless the lender specifically requires them to work with one - such as Freddie Mac, Fannie Mae, life company correspondents, debt funds, and certain banks / credit unions). 2.

End of Life is just that, getting set for that inevitable end.