@Audrey Sommerit's just a very, very rough rule of thumb that says to assume that 50% of a property's rent will go to non-financing expenses.it's a screening tool designed to screen down candidates to a manageable pool - but then every property needs to be analyzed on its own merits. 

I saw a few inspection apps in the App Store, but I'm curious if there is one specifically designed for investors, or if anyone has recommendations for one they found particularly useful?

Small Bay Solutions is a premier provider of commercial rental spaces in Northwest Arkansas, specializing in move-in-ready and customizable workspaces designed to support small businesses.

🏙️✨ This 12-acre, multi-phase project is set to introduce:✅ Luxury Living – A 383-unit apartment community & boutique hotel✅ Business & Retail Hub – Over 400,000 sq. ft. of office space & a variety of restaurants, shops, and fitness studios✅ Pedestrian-Friendly Spaces – Green areas, public art, and a vibrant "main street" atmosphere✅ Historic Charm Meets Modern Growth – Two historic brick mill buildings will be seamlessly integrated into the design🏡 Market Insights:📈 Avg.

🏙️✨ This 12-acre, multi-phase project is set to introduce:✅ Luxury Living – A 383-unit apartment community & boutique hotel✅ Business & Retail Hub – Over 400,000 sq. ft. of office space & a variety of restaurants, shops, and fitness studios✅ Pedestrian-Friendly Spaces – Green areas, public art, and a vibrant "main street" atmosphere✅ Historic Charm Meets Modern Growth – Two historic brick mill buildings will be seamlessly integrated into the design🏡 Market Insights:📈 Avg.

BiggerPockets is full of resources designed to help you along your journey, whether you are just getting started or a seasoned investor.

.- Phase 2 (April 1, 2022)Applied to all remaining existing policies, transitioning them to the Risk Rating 2.0 methodology upon renewal.The new system replaced the decades-old approach to calculating flood insurance premiums, aiming to provide fairer and more accurate rates based on individual property risk.Before Risk Rating 2.0, flood insurance premiums were mainly based on whether a property was inside or outside a designated flood zone and its elevation on a map. 

I am building new, and they are designed for it.   

From what I understand, it's designed to replace a traditional security deposit.

You need a designer who understands maximizing income on properties, or you need to understand it and be able to sketch it out.