They did not send my paperwork to sign Deed in lieu of, they sold the loan and the new company asked me to sign Deed in lieu of in which i had no problems doing so.Now since BOA started the foreclosure process and it is now on my county website i was told that since it was an FHA loan i had to wait at least 3 to 4 yrs to get a loan.

I checked on that with BOA - and they are good with that.

I am using BOA, my repairs are realistic, I may not spend all of that.

I'm in Kennesaw and I have BoA and Chase, they are both equally annoying to deal with.

Don't count on a big bank (Wells Fargo, BOA, etc.) to get the job done.

I'm guessing BOA is offering me such a low rate (4.6 vs 4.9-5.2) because their appraisal is expected to be low. 

He stipulated that it wasn’t an area of expertise, referred me to a BOA lender.

Wow 8 B in 6 months  16B in one year that makes you guys top 20 in the US  right up there with BOA  WElls Fargo US bank etc..pretty impressive.For most of us little guys the reason we want an address or me personally is I want to google it and make sure I want to loan on it before I waste anyone's time.. very simple.. 

While the big names like Chase, BOA, and Citibank won't allow cash-deposits from a non-account holder, Byline does.

Or simply not use BoA.