In that case you do bear the responsibility when said supplier turns out to be a fraud dont you think?

Obviously, each bears certain risks, and usually the agent would advise on these topics in the beginning.

Bear in mind, you're not investing in a retirement account to take advantage of tax deductions, as there are no taxes.   

Yup, this is exactly the reason that I wouldnt allow delegated correspondent - it's too easy to get greedy and gloss over red flags when you get paid to package and sell risk to your partners instead of bearing it yourself.

That will be a determining factor for where it makes sense for you to purchase.Regarding waiting - bear in mind a lot of people were predicting rates in 2024 would be in 5% range or low 6s, which didn't turn out to be the case.

No offense to realtors but how a property is set up or length of time it has been rented for has no bearing on the legality of the property records on file if they differ.

(most hard money loans require 10-15% down depending on the split between purchase price and rehab). but that is both (1) risky and (2) expensive, as you're paying interest every month on 100% of the borrowed funds. private money is fine, you're just bearing a lot of risk and also involving the relationship in your very first deal. 

But I like stocks more than the average bear on this site, especially the tech monopolies which I expect to return 15-20% (so outperform real estate in current market conditions).

Your cleaner's income has no bearing on yours.

The intent of keeping offerings open to Accredited Investors (I am guessing) was to only allow investors that can bear the financial risk.