Since you have me on a rant now: the Great Lakes region is considered a climate heaven: our winters are getting milder, our summers are awesome, we have not hurricanes, fires, earthquakes or other recurring disasters.

“Force Majeure” means: hurricanes, floods, extreme weather, earthquakes, fires, or other acts of God, unusual transportation delays, wars, insurrections, civil unrest, or acts of terrorism, governmental actions and mandates, government shut downs, epidemics, or pandemics, which, by exercise of reasonable diligent effort, the non-performing party is unable in whole or in part to prevent or overcome.

If you're going the umbrella insurance route, perhaps see if it will cover you for several things including just the routine slip and fall (like mold or earthquake).

What is the chance of there being an earthquake in Maryland?

If you're going the umbrella insurance route, perhaps see if it will cover you for several things including just the routine slip and fall (like mold or earthquake).

If you are getting a loan, they will require you to get "homeowner" insurance, which covers loss of the property due to fire and/or what other perils they may request (flood, earthquake, etc).

It'll be the aftermath of a northern california earthquake, and it'll pull a tsunami in.With that said, as an Oregon coastal STR owner I will take the chance it won't happen.

This is dependent on the city's long-term economic growth.Natural disaster risk: Certain locations are more prone to natural disasters, such as hurricanes, tornadoes, earthquakes, fires, and floods.

David:  Would love to hear your thoughts on earthquake insurance. 

Do you have Earthquake insurance on your properties?