Filipe,Makes perfect sense, but the only reason why I was agreeing on keeping the W2 job is that you mentioned a goal of 1 million of RE by 30, and I was just saying that compounding your cashflow now while you're young in terms of passive rental income on top of your W2 income is huge.

You could do 10 years and keep the costs down even more, but you'll have less cash value because you missed out on the compounding interest in the early years.

His numbers get that large because he is expecting it all to work sequentially to perfection so that the compounding is so powerful.

I have a solid full time gig to live off of, so the income from the real estate is not needed, and i would like to compound as much of the funds back into the business as I can.

But thats the whole point, it won't cost them money so it is an asset.For example:Client has 1 Million dollars cash in Hong Kong getting 0.11% interest.Inflation in Hong Kong currently 3.7%.So after 12 months that 1 million is now worth$1011000less inflation of $37,000So net result is $974,000 in terms of buying power after a year.Let's forget the tax on the eleven grand.ORBuy 4 houses in Memphis for $250,000 each that rent for $2000 a month.Expenses of 35% of gross rents so net return is:$62,400Have to make a few assumptions but let's say they don't appreciate but they are worth $275K each.There is some tax to pay but that is offset by depreciation.Let's not include any borrowing which would significantly increase net returns.After 12 months end result is$1,100,000 of assetsplus $64,000 in income.Total $1,164,000And providing they purchase blue sky real estate like Collierville they will get 2 to 4% growth compounding value increases.

I find many of the acrylic tubs tends to have a downward bow in the middle that will leave a gap between the board and flange.

That's even more compounded by Sac being safer... so people actually want to go out.I'm not knocking Fresno, it has it's place and serves a purpose.

For whatever it's worth, something to consider is long-term cost reduction of checkbook-control, which compounds over time.

If your concern is a failing foundation, there are other indicators better than surface cracking: windows that won't open, jammed in their tracks, bowing or bulging, slanting, etc.

Anyone here looking at the Broken Bow area?