This seems to break the ice a little and I found sellers are more open if you actually show that you care to help them.

The real problem is that FHA buyers are very sensitive to costs and they are usually skating on thin ice when it comes to credit score.

Once you hit the ground a few face to face hellos might be a great ice breaker...

Just saw another thread about asking a question on the phone, thought this might help people get past the cill and break the ice for cold calls or calling on sellers or buyers about a property.So, ring, ring, ring, Hello.....now what do you say?

Sorry to sound like a whiner but things haven’t gone too good lately and this morning was the icing.

Bull hockey.

Awesome, awesome, awesome stuff.Anyway, after lurking in the BP forums I've learned that the numbers don't add up in NYC—especially with the 2% rule of thumb.Appreciation is just the icing on the cake yet it seems to be the only name of the game here.Now I'm thinking about investing outside of the city.

If you become a naughty borrower, such as if you don't pay your property taxes or maintain homeowner's insurance, they will still want that due on sale clause available as their "icing on the cake" when/if they go after you.Everything in lending is about risk.

LOL There might be a case of Bud on ice in the truck at times.

The path must be salted if ice forms or is expected.