Inevitably, one group won't be able to make a deal, one or two groups winds up with "A" or "B" Winning everything, and the other party getting nothing, and the others will be somewhere in the middle--  they've found a creative way to break the ice. 

Based on what we learned in the 2008 crash, we only buy for cash flow (appreciation is icing on the cake) .

So I would suggest only getting into deals using hard money that you can live with if the HML remains in place, and then try for the rate and term refinance into Fannie financing as icing on the cake. 

Look at each line like how much water and ice shield is used. 

The only thing I ever bought sight unseen that was a bad deal  was a home made ice house for ice fishing I bought once. 

I have touched upon the tip of the ice berg but it's enought to get you started. 

I am a newcomer to the site so this serves as both an introduction and a breaking of the ice in terms of asking a question on the forum.... so here we go.

I thought you guys always get 10 feet of snow and a foot of ice every winter LOL :D

Roberta Aguilar, I know you're not from Texas, but we have lots of sayings around here used to describe things and traits....So in true Texas spirit, I believe you could "sell ice to an eskimo".

They want the cake, the icing and will not share at the table!