. :)I was definitely put off by the request so close to the start of the lease and recognize that it was strategic on their part.

Maybe we can strategize on how to get that deal locked under contract with minimal funds.

There is opportunity everywhere depending on your criteria, but if you identify a location that meets all your strategic goals, then I bet you can build a really strong business right there.

Currently, I'm in aircraft and am the sole provider for my wife and two daughters.  

They could have thrown up another 5 locations in LA or a few in the Bay but they strategically picked Sacramento.

Since this is a philosophical/strategic discussion, the thought process applies to (hopefully) more than a single property; it applies to the portfolio as a whole. 

I would be happy to A) help strategize with you to create a pm company with a business model that is efficient and effective at making a profit as well as doing the best for its owner.

For the borrower they can get out of it by filing a IRS form that says at the time of the event they were broke.. but strategic defaulters who are not broke they can have issues.  

should pretty easily see the benefit in owning a guaranteed, tax-deferred cash ASSET that allows you to:1) Leverage the law of large numbers to indemnify your family against the loss of your income *and,* at the same time;2) Leverage the present value of your *permanent* death benefit (aka the cash value) to buy real estate assets *and,* also in the future;3) Leverage the future value of your *permanent* death benefit to strategically offset and/or reduce the amount of tax you'll pay, thereby increasing your income and the use and enjoyment of your other assets while you're still aliveDoes anything about the above sound toxic?

If you are doing buy-and-hold and you buy with the assumption that you can watch the foundation and perhaps install a French drain or push piers later, how do you strategize for future repairs?