This new normal will be characterized by more muted growth assumptions (but still a forecast of growth - because, remember, this is a soft landing) and a higher cost of capital.

I find that when the market gets soft, people with more more money still want what they want.

They will follow the cleaners, act as extra eyes and ears, and check things the cleaners miss, like par levels of soft goods and consumables, condition of hard goods, stuff like that. 

The online lenders such as Lending club or best egg do a soft pull so it will not effect your credit to try to get a debt consolidation loan,  If you are planning to occupy the property it is unlikely anyone other than your family will lend you money on a owner occupied deal.

However, the floors are a soft wood, not a hard wood.

You cannot be 'soft' on these people.

Make sure you factor in ALL costs, including all your "soft" carrying costs.

For a soft market, you may need to allow up to three months vacancy.

You want to stay fluid with the market so you can exit on the development side if things start going soft.     

Each unit has their own backyard, so, a memorial in the unit's backyard would probably have the same effect (or maybe even creepier, because it'd be the new tenant's own, private space, while the front yard covers both units.I might mention something to her after, but very softly.