Last point- a friend of the current pres, and a PROFESSOR, William Ayers (we know this name) said in a speech in2006 (standing next to Hugo Chavez) "education is the motor-force of revolution."

We had a new professor for our series of Accounting classes needed for our Business Degree.

A question asked by a professor in one of my freshman classes was, why are you here?

I would have done what all my professors and associates told me from the very beginning.

The Mortgage Professor has a ton of literature on this topic:Locking ArticlesYou may also want to check out the articles on float-downs:Float-DownMany borrowers "lock jump" if they can get a better deal and haven't ordered the appraisal yet.

It comes down to finding an expert to evaluate the extent of the damage to determine if Orange Oil can be used locally or a complete tenting is required.Thanks, LA GuySome research on evaluating ...Texas A&M professor writes ...How to Select a Termite Control Servicehttp://insects.tamu.edu/extension/bulletins/l-1785.htmlDue diligence in checking out Termite Companies, warranties, referrals etc.LA Guy

Here is a good article from The Mortgage Professor on the differences between Mortgage Lenders, Mortgage Brokers & Loan Officers:@Mike...Good Place To Start Reading About Wholesale LendersIt is quite confusing Mike...hopefully that will help some.

One of my favorite quotes about this came from my creative writing professor.

Here is a decent article from The Mortgage Professor's site about this:Lock Jumping EthicsMy personal opinion is that it is okay to jump if you get a better deal somewhere else.

It is possible you can find product that isn't volatile and is recast on a good note, but it seems like a lot of work when 30-year debt is such a good choice.Check out The Mortgage Professor's site:The Mortgage Professorfor a ton more information on loan products and articles on choosing the right product.