My brother had access to the other $160K but ultimately purchased a 4-plex two months later using his own money instead.Currently, its written that if my brother doesn't use the funds then he gets 160k value from the estate extra, as I used my half already but then my dad suggested a 2% annual appreciation on that amount seems fair on the 160k for him, and now he believes it should match his home’s appreciation, which is roughly 5% per year.

This has dissipated, and that irresponsible crowd has largely lost their money and motivation.

I had a 1031 exchange money to buy an investment property and did not want another fixer upper, so I decided to get a new home that was move-in ready.

There's many ways to get into a deal with low to no money down!

While I will still lose money on it in the long run, I'm at least breaking even on it monthly and no longer have the headache of it. 

It is also been my experience and observation that there are people that have money and quite a bit that do not advertise the fact.. 

If you're looking for ways to accelerate, consider these options:Seller Financing – Some sellers may finance a portion of the purchase price, reducing your need for a large down payment.DSCR Loans – These loans focus on property cash flow rather than personal income, often requiring only 15% down.Private Money Lenders – If you can find a PML willing to work with you, you may be able to put less down.Partnerships – If you’re open to splitting profits, you could bring in a partner who funds the down payment.Since you’re okay with the slower path, just keep stacking cash, but these might be worth exploring to move faster!

They are for holding that property only - that money IS your cash flow. 

You probably don't run many applications, so I wouldn't sweat losing a little money on each one.

The more money you make, the more they make.