Firstly, the house is sloppily painted-not a huge concern, girls are willing to accept.

One girl has credit score of 400, her supposed boyfriend has credit score of 650, 2 other adults will also be moving in with them, which is the height of our limit of 4 people per room, I don't know the other 2 credit scores yet but of course I'll screen.

You know the house is $225K, but when we put the ad in the paper, the girl heard $180K, was the asking.

Oh yeah, another law school lesson I found useful and amusing, the "Call Girl principle." 

I am a happy wife with 2 girls.

Whether or not the HOA allows others to have boy or girl friends move in, or allows others to get roommates is relevant. 

I have also pondered the idea of using HML to get into the deal and then refinancing my way back out.Anyone have any thoughts?

I know, I am a girl, but I am still crazy of tools and renovations...

in im eastern mass about 30 mins from boston. i want to either have my girls parents live there for cheap rent  as an inlaw's kinda deal or move in myself and rent my unit... is this even possible.

I get boy friend girl friend moving in together then they break up and at the end of the lease when they received a jointly named check one would call me to issue a single name check because "I don't talk to him/her anymore".