If you don't have any other investment you want to embark on with your excess fund that would be generating some sought of income for you on the side, I am sure your best bet is to go for 20% downpayment on your real estate purchase because it helps you build equity really fast and if due diligence is properly followed in the purchase strategy then you can be rest assured of stable and steady cashflow. 

Hi everyone, I discovered Bigger Pockets about 6 months ago, and I've been lurking and learning ever since. I had a failed attempt at what I now know to be house hacking back at the beginning of 2016 with a duplex in ...

It made me feel powerless because at the end of the day I am just another cog in the wheel who has no understanding of the world of finance and wealth creation around me.So I embarked on a journey to learn about economics and finance over the past year and I see a future for myself in real estate investment, particularly in refabs and development.

You probably are not going to like my response, but as someone who has been doing this going on 27+ years there is no way I would intentionally embark on a flip that I know would lead to a negative equity and in this case a seriously negative equity position.  

Hi John, about to embark on this and would love to have a referral as well.

I am embarking on my final five years to retirement and looking to purchase a few properties.

I am embarking on my final five years to retirement and looking to purchase a few properties.  

I am about to embark on the same adventure, to quit my job and go with real estate full time.

Hello,I am from Central Wisconsin and am about to embark on my real estate adventure.  

@Russell Brazil  same type of laws in Or WA and CA... one must bone up on the laws before embarking on this path...