You could look for properties that are already getting solid rents in one of the units. 

Since you’re already networking and have some good realtor contacts, focus on narrowing down your investment strategy (like buy-and-hold or house hacking) and target markets with solid cash flow potential.

For VA loans, here are some solid options:Veterans United (veteransunited.com)Navy Federal Credit Union (navyfederal.org)Caliber Home Loans (caliberhomeloans.com)USAA (usaa.com)Not sure if I can post a link here in the forum. 

Go with someone with solid google reviews and over 5 years in business and move on if needed.

Leverage & Portfolio GrowthInvesting in a solid multi-unit property allows you to leverage your capital into an appreciating asset that generates cash flow.

This would include doing mainly flips so i can get a solid return from that money or possibly even doing private money lending. 

However, ensure you have a solid repayment plan to avoid over-leveraging your home.Focus on long-term rentals that generate steady cash flow and offer tax advantages, such as depreciation and deductible expenses.

Also looking to build a solid Long Island based team (Agent, contractor, lender).

Out of the four properties , there is one solid tenant, the other is struggling and the last two  properties are not renting.

For real estate investors, adapting to these changes isn’t just about avoiding fines—it’s about protecting your investment and maintaining a solid reputation.