One part stood out to me and I think it's worth compounding on:"I found out a friend of mine was doing something similar.

I could completely change my renovations plans and move forward renovating the property the way it stood, or I could go through the application process all over again.

Hope to hear from you.Reggie Truss

Also, each state will have various truss called some derivative of "pooled trusts" to transfer assets into that are exempt, but their are pros and cons of those, and other lawyers like to use the combination of revocable and irrevocable trusts and combine them both and then use long term care insurance during the look back period to cover them.

I do property management but only for my clients at the moment but a quick Google search found some management companies here is one that stood out Property Management Trenton New Jersey.

For us, we are doing new construction and have open trusses and floor joists, and it's very easy to weave it through to reach any location. 

Found out after we won the auction that the plumbing had been ripped out of the house as it stood vacant.I ended up backing out of the deal and paying the seller $105 to list his property again.

Going off of last years code you can roof on top of 2 layers however you have to keep in mind the weight of all those layers of shingles on roof trusses.

I just knew what it stood for. 

One thing stood out for me, insurance you'd mentioned is 500-550.