Our market in Memphis, TN, offers numerous hidden opportunities.

If you're familiar with stock options, this is exactly how call options work, although they only go out a max of maybe 27 months or so.My questions are a bit numerous, but I've ordered them roughly in order of importance for me: -Is this legal?

With the wealth of information available on BiggerPockets and numerous other sites and books, I'm not sure where to start.

I travel a lot to all my clients back east so I do get out to fine dining on those trips..

A guy I know opened a restaurant and got numerous bad reviews back to back.

There are numerous value adds such as traditional rehab, development, change of zoning, TIC, etc.

I can give numerous examples of California investors I know losing money from buying in "cheaper cash flow on paper markets."  

I even named them the #3 non-seasonal market in the US today in our BiggerStays weekly newsletter here based on numerous metrics.

I wouldn't call that a true "DSCR Loan" - especially considering that a ground-up construction property won't have any cash flow so DSCR would be negative or 0 numerator if you'd try to calculate it

There were a few years when I owned over $2 million (back when that was a lot, to me at least, say 10-15 years ago) on 10 mortgages.