Flat Fee MLS Brokers for sellers have been around for a long time, but Flat Fee Broker/Agents for buyers with a cash credit/rebate of the buyer agent commission are quite new and just starting to get some market share.

Mostly from a home equity line of credit.

Ivan, I'm in Tampa too and I'm a lender with formal commercial credit background from two of the largest lenders in the world and 34 years of lending experience.

@Andrew Self there are attornies you can hire to resolve your credit issues.

(Available time, money, income, family situation, credit availability, time horizon, real estate market location and phase, medical situation, etc etc.)

Monty, take a small amount of time to work on your credit daily.

The builder offerred $15,000 credit to be applied, however you wished EXCEPT can not be used for price reduction. 

Hope is a bad strategy.The only on market strategy that I think can work is paying cash/line of credit/hard money for a property that does not qualify for conventional financing.

Hi Anthony, it sounds like you’re in a good position to start building your STR portfolio, especially with no debt, great credit, and rent-free living!

Besides that, I have a credit repair and funding company that helps entrepreneurs get their businesses going.