I merely add the ampersand "@" symbol so that some other poster doesn't tell me about the function.So, @Ibrahim, it's me not you.

Forms are a distraction and merely serve to accommodate people who wish to make transactions fungible and commoditized.You can create a meaningful offer using just 7 or 8 line items.

But, just because You could get it done, doesn't mean most mere mortals could!

Its mere presence is enough.

ForecastPlease keep in mind that this final section is merely my opinion.

even if it's a mere $500 more might be all that it takes

My in-laws are high net worth individuals so we want to protect them from liabilities as well.We have Ameriprise as our policy holder right now.

Your failure to perform has cost me X hundreds of thousands of dollars in lost profits, but I'm willing to settle this matter for a mere 100k and a return of my deposit."

There are certain subcontractors that we use who contract directly for investors with a 50% deposit (much cheaper than we would be) but they are well respected, set up to get in and knock out the work (no handholding and such), giving a company such as them a 50% contract for a properly prepared contract and scope of work I don't think I would consider a risk.That being said, 50% is a large down payment, you should be comfortable and trust your contractor if you are putting this much down, every situation will be different, I'm merely saying that 50% deposit's aren't a risk if done properly and with a trustworthy partner.

The advantage is merely to have the properties together for ease of billing and management.