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Updated over 4 years ago on .

Shreyas NA's profile image
Shreyas NA's profile image
Shreyas NA
  • Member since Dec 16, 2019
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Shreyas NA's profile image
Shreyas NA's profile image
Shreyas NA
  • Member since Dec 16, 2019
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Shreyas NA
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General Landlording & Rental Properties

Umbrella insurance, title mismatch

Shreyas NA
Posted

We just bought a rental property worth ~300K with me, my SO and my in-laws. The title has all 3 of us.

Me and my SO have an umbrella policy worth 1M (which as an aside we are thinking of increasing). How will umbrella policy work in this case? Will it cover 2/3 of the property? My in-laws are high net worth individuals so we want to protect them from liabilities as well.

We have Ameriprise as our policy holder right now.

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