That's kinda correct, originators don't "hold" loans, originators that work on an affiliate basis or as a brokerage originate the loan, the loan is usually prepared by the lender buying the note at par.

Hi Chuck -I get my signs at:http://www.signwarehouse.com/(Not an affiliate link :D)

After doing some more research, it seems as though I’m being pointed in a direction requiring me to find a loan officer that is t affiliated to any one bank.

On campus, affiliated with the university I would like to understand the process of negotiating and securing the deal.

I have a California broker's license, but I'm not affiliated with any kind of real estate agency - in fact I have no experience in residential real estate at all (my background is entirely in CRE).  

I was informed that we need to be affiliated with the broker that is in the Property Mgmt business, and I am. 

If you can swallow your pride, political bias and ego for a moment, I promise this post will provide value to you in the end, no matter your position.Before you make a quick judgement and skip this post, to be clear I was once a full-fledged Democrat, but now I am NOT affiliated with ANY political "side" as I believe the entire political, two-party system is defunct and corrupt - I mean just look at Nancy Pelosi (D) and Mitch McConnell (R) - a perfect example of how old greedy people remain in power and get to control and affect our lives.

Or does this need to be structured in a partnership/affiliate relationship.

I have one website I use in searching people called INTELIUS.COM.If the price at this website in not competitive for RE investing business, then you will need to use those that are really meant and targeting absentee home owners like melissadata.com and the rest of them.I DON'T have any link or affiliations with these websites, good luck guys in your searches.

I have a course from Dan Doran (no affiliation BTW) about door knocking that I thought was good, but I never used it since I get good response in my area from letters and bandit signs.If you have more time than money on your hands I definately would be knocking!