Their loyalty, their top of mind awareness of you, and their memory of your contribution to their experience (that they share with everyone they know) will make a far bigger impression on your wallet than a magnet on their fridge with your name on it. 

When they last shorter time periods, that's when you can expect the hit in the wallet because you didn't have enough reserves.If the house is completely new and properly constructed, you might be able to feel safe with smaller reserve amounts at first and build them over time.I mostly covered replacement of the house's systems there.

Stay away from the “guru” sales-pitch events - they rarely increase your investment knowledge, they merely empty your wallet!

When I say kitchen remodel does that include hardware?

., for living, where the prices are a bit easier on the wallet. 

@Joseph M. well I was tempted to add that Charlotte should keep her wallet at home. 

You will meet them at church or the hardware store or even the permit office when you get a reputation for being a good businessman who has a good reputation for property maintenance whether it's one house or 300.  

I’m not a full time realtor and as much as it hurts my pride and wallet, I was sucked into this trap.

Also, many ATMs all over the world now dispense cash in local currency from Bitcoin wallets. 

Routinely investors on these platforms list  appliances, counters, flooring, and updated cabinetry(facing/painting/hardware/etc.), among other things as part of their value-add renovations.