It's true that self-interest directs the behavior of most in the business.

I know none of the above will 100% predict any particular market's future behavior, and I'm not asking for a place to go that will give me 'predictions'. 

Im told The federal don't have to follow the same rules like the state so your going to have a LO who is on thier best behavior if they are state licensed.

Are there a lot of other indications of bad behavior and irresponsibility (recent evictions, a high number of speeding tickets, etc.)  

Give you the wherewithal to pursue and achieve your long-term goalsMany investors start off "too hot", and they either overdevelop their first property or they spend their money too fast - either of these behavior will stop you dead in your tracks, and you probably won't even be able to achieve your short-term goals - and you certainly won't have the resources to pursue your long-term goals.

For example,  while theoretically temporary right now nobody can evict a tenant for nonpayment or behavior in violation of rental agreement, unless it presents an immediate health and safety risk,  period.   

I finally feel ready, as I am at the cusp of paying off all my student debt and other mistakes of my early 20s, and cultivating good behaviors of savings, watching my budgets, etc, mentally undoing years of bad habits developed from financially unsound parents(not meant in a negative way).We want to buy a 4plex, live in one unit, house-hack, and do the whole deal.

Give you the wherewithal to pursue and achieve your long-term goalsMany investors start off "too hot", and they either overdevelop their first property or they spend their money too fast - either of these behavior will stop you dead in your tracks, and you probably won't even be able to achieve your short-term goals - and you certainly won't have the resources to pursue your long-term goals.

The reason I avoid your emotionally unstable phone calls is to purposely document via text and email your erratic and unstable behavior.

The minimum threshold for ethical behavior is obeying the law.