My long term vision is to repeat this process of buying a duplex/triplex every move to obtain a significant passive income from multi-family properties, which would allow me to cut back on hours (I love my job and don't want to quit!)

@Joshua MyersIf you don’t mind me asking how would you have balanced it out looking back with 20/20 vision?

Your insurance will cease on the expiration dateand time shown above.Non-Renewal reason: We will not be able to offer renewal on this account due to the individual scoringon this account computed by proprietary algorithm assessing 1st and 3rd party data, vision and AIassessments has determine that this risk would underperform against industry results and companyunderwriting goals.

It's not the typical phone app vision some people use for staging a futon in the empty guest room.

I went to the Marine Corps at 17 because I had no vision.

So set aside some time while both of you can be present and ask them what’s the vision for their life and what they want for your life together and ask why?

I learned "Vision" from a blind man who had incredible vision and was very successful. 

As some noted, if your vision for Oakland is that it will rebound in 3 years and your "$1mm property will be worth $2mm (intentionally going extreme), would you be pissed you didn't suck up the $200/mo negative cash flow for the next few years?

I had visions of getting sued for saying or doing something wrong.

Since you are dealing with Capital gains find an Opportunity Zone, build a team of professionals to help you execute and provide the vision for the development.