They are based out of Utah.

You need six month of ownership to be able to do a cash-out refinance.The home value is determined by appraisal - for the first 6 months they will probably consider the purchase price when determining value.You should be able to get a new appraisal after 6 months, but you will have to document why the value went up (invoices from home repairs, appreciation proof etc).Cash-out in general is limited to 80% loan to value, but I think TX strictly enforces it - I know a few lenders in Utah that will go up to 85%, which you don't really want because of the mortgage insurance requirement that kicks in.This information above is based on the assumption that this is a conventional loan we are talking about.I do not have a Texas license, but to the best of my knowledge, they are pretty strict when it comes to cash-outs.

Your advice literally costs thousands, if I were to buy a course.I live in Utah and I'm new to WLO, actually new to real estate investing, proof.The thing is, I feel Utah is just too strict with certain laws.

Can I seller finance when I currently have a mortgage (Utah)?

With any of the due diligence issues in our state (Utah) the buyer has a ton of outs on the contract.

I receive search results in my area from Zillow and this listing came up on Feb 15:http://www.zillow.com/homedetails/1025-W-9200-N-Richmond-UT-84333/2108740234_zpid/It's a luxury condo in Miami Beach listed by Harry Johnson of Rent 1 Sale 1.

Has anyone worked with Done For You Real Estate (out of Orem, UT) and willing to share their experience?

In Utah if you refi and try to pull all of your cash out you will probably end up with negative cash flow, all RE is local so it works in some places, that just means you need to adjust your strategy or invest in a different market. 

@Max Balesteri   if your looking for 1% or 1.2%  why go all the way across the country you can find that in many areas within a 2 hour drive of where you live.. you can find that in Portlandia and on the west coast you have a hope of appreciation with much more stable rental pool.YOu can find that all over WA and Idaho and Utah and Vegas and Phx.  

Bob Bennett from UTAH can't get past the caucuses to even RUN again for sen.