Guy is wanting me throw out an offer first.

If you submetering is the route you are interested in we would be happy to throw our hat in the ring.

Maybe chat with a financial advisor and have them help you set up an IRA and throw 25k directly into that on a high/medium/low-risk level and watch that slowly grow as a slush fund for further investments. 

Also running an STR business is not just as easy throwing it on Airbnb anymore, it is a competitive business. 

Unless you have done hundreds of deals, are a volume flipper/wholesaler, or like to just throw money away, why would you be offering on properties now without seeing them?

Be nice and then throw it in the trash after closing.

Just throwing that out there. 

I would throw caution at giving credibility to news stories about rates driving people out of Florida or increased natural disasters impacting rates.

But, you mention the word 401(k) and you throw most bankers for a loop.  

When we stopped finding good deals about 5 or 6 years ago, we just started throwing every penny into paying down the principal across our fleet (paying off higher interest rates first, obviously).Looking back, we probably should have invested that money in the stock market because our interest payments were about 4 or 5%, and we could have doubled that with fairly safe stocks, but that's water under the bridge I guess.