We have retirement accounts, a small private stock market account, and an emergency fund. 

Thanks @Iris OlivasI did some searches and ended up on a site that provided state by state listings of Private Lenders some of whom did 75k and up. 

We don't practice discussing the details of private transactions publicly, thats just not good business.

The prior owner converted the garage into a 2b/1ba private suite (so now I have a 6bed 4bath home - but no garage) a garage is important to add value to the home.Here's to a prosperous 2025!

What we do to make up for it is create a private bedroom listing to hit a different target audience to fill in some of those vacancies.

Now most of my deals are a combination of our business money, bank money, hard money, and private money.  

we only did private notes back in the day.. and never thought twice about DOS. 

In 2021 we bought the building for $1.5M using private lenders, pushed the occupancy from 50% to 80% occupancy and it appraised for $3.125M, allowing us to pay back the private mortgage.Right now, we are in the predevelopment process of design and piecing together the capital stack for the redevelopment deal, which will be made up of historic tax credit equity, RestoreNY Grant, DRI Grant, etc.

I see some conservative areas here who would traditionally support private property rights coming down heavy against STRs.

Private money & subto How did you add value to the deal?