While insurance might cover the reconstruction of your property, the community's recovery could take years or, in some cases, never occur.

Look for loans such as DSCR (Debt Service Coverage Ratio) loans. 4.

If a conventional loan is only available in your personal names, transferring the lot from the LLC to yourselves before the exchange could trigger IRS scrutiny and potentially invalidate the 1031 exchange due to the same taxpayer rule.

(note that there are seasoning periods with loans - shorter with DSCR loans, and longer with conventional. 

Most min loans amounts are going to be 50-100k, so an issue there.

I just learned that builders risk and liability insurance coverage can cease once a CO is issued for a new build.

They were rehab properties so I purchased under a construction loan.  

I did all of my loans with small local banks in my area and was always happy with the rates and service.

Hard Money loans have been the downfall of many new investors. 

It varies by program.To learn more about DSCR programs: DSCR loans won't use your income to underwrite the loan.