The DSCR loan would allow you to qualify based on the rent you are collecting and get up to 75% of the value (175 x 0.75 = 131.25k, minus 20k payoff and closing costs.You could get a line of credit or a bridge loan against it to borrow money, but it would be higher interest.

That would minimize and maybe eliminate the need for a loan for those properties.

From my experience, you can use that savings to house hack with an FHA loan, invest in a turnkey property in a more affordable market, or even partner with others to expand your purchasing power.

But as for the seller finance, would the loan to the seller be the difference between 450k and the refinance number of 220k?

Investment Info:Single-family residence private money loan investment.

For funding, explore options like FHA loans, personal savings, or creative financing, and focus on New Jersey markets that align with your goals, such as Newark for rentals or commuter towns for house hacking.

I have also been doing quite a bit of research on Loan's, tax consequences etc., and am working towards being a expert in this niche.  

As far as your next property, if you are already considering moving you will get better loan options + interest rates if you decide to live in the next property and rent out your current house. 

If you’re paying off less than $800/mo on your loan id say sell come April selling season.

Conventional loan, 25% down at ~7% interest rate How did you add value to the deal?