So, whatever it is... eat the same meal, listen to the same song, wear the same color, etc.

The property taxes in Texas will eat your lunch. 

I was thinking I would need to get a hard money loan to cover that, and it would eat up most of the rest of the cashflow and then I would look to refinance within a year or two.

Remember: no one wants to poop in the bathroom off the kitchen when everyone is eating in there.

Nicely done it would make a big difference in how it looks in the photos and you can advertise eat-in kitchen.

The food you eat WAY more than 1% net. 

Better software will give you the option of charging the Tenant for those ACH fees, but I personally eat the cost of them.

Some are willing to eat $150k on the spot.

@Caitlin JonesSell and eat your losses but several questionsWhat was your original budget?

This one again was purchased all cash.This one is hurting a bit, CoC return only at about 5% seem like repairs and cap ex issues eating me alive. if I had a loan at current rates would be losing cash each month.