While I have no doubt you believe you're better versed in TREC/TRELA/COE rules and regs than me, your belief does not trump reality.

The contract that I agreed to with the seller said they paid for it, and I believe that trumps a lending disclosure.  4.

Ya know, when you go from @Brandon Turnerundefined to Donald Trump :p

I'm not saying  that is right for everyone, and obviously no one is going to become Trump by doing that, but it's a valid philosophy IMO.

Account Closed -You can call BS and escalate to management all you want, it's not going to trump FHA guidelines that this loan officer did not know particularly well.

I would also like to buy rental properties some day and possibly build my own version of Trump Tower lol.

Generally the cost of hard money will trump that little extra bit your CPA charges you... by a lot.Done this way, I've had REI with multiple properties have a negative number on line 21, but still calculated as cash flow positive because that level of detail on the tax returns (and adding back depreciation) allowed me to do so.

Send me $2,000 and I will send you a quit claim deed for the Trump Tower.Settle this deal at a title company and have an attorney do a title search and get title insurance.

Here's some evidence of Trump's so called success and why real estate seminars are a waste of your time."

This law trumps association bylaws if you have more than one floor.