You've chosen a fantastic platform to dive into the world of real estate investing, and your goals and mindset are already setting you up for a promising journey.It's impressive to see that you have a clear vision of what you want — seeking cashflowing assets, considering long-term rentals, and even the openness to evolving your strategies as you learn.

Specifically highly compettiive non military markets where its a landlord market, military members are not chosen and actually have a hard time finding housing.Just food for thought.

Index Universal Life will get an average return of 5% to 8% but with more volatility (some years will be 0%, while some other may be up to the cap that is around 9% depending on the insurance company and the indexing method chosen).When you get a loan out of the policy, the whole amount in your policy continues to grow as you never withdraw money from it, but instead used it as a collateral for a loan from a bank or the life insurance company.

I am not suggesting you need to do it your self but you should know enough to intelligently work with your chosen professional.

You’d be surprised the number of people who want to shop long distance because they read it worked good in a book.. even though they may be in the absolute ideal market for their chosen asset class.

I haven't chosen a program yet but have been following this post to get some ideas.  

Yes an independent appraiser is chosen from a Appraisal Management Company and Unison and lender don't influence them as is normal for any conventional loan. 

@Omar Gonzalez Not a specific reccomendation but just an observation, ask your chosen sponsor if they have ever failed and if they say no...run a mile the other way, it means they either have too little experience or they are not telling the truth.

It is invested highly in the index, stocks, crypto 😆 ....the list goes on.

Investors may have to wait several years for their investment to pay off, affecting short-term liquidity.High Minimums: Many syndication deals require substantial minimum investments, often tens of thousands of dollars, due to the scale of the properties being acquired.Diversification: While syndications offer diversification, it might be limited to the types of properties chosen by the syndicators, potentially leading to less customization for individual investors.Risk of Misaligned Interests: Crowdfunding platforms might not have the same alignment of interests as direct relationships with syndicators.