@Pat Brown,Investing for appreciation is known as speculation (read: gambling).

Look forward to meeting everyone interested in Offshore opportunities in Belize focused in the Placencia area. 

I have to admit that I started second-guessing my gamble of buying 1/2 a house for $130k and having a "partner" on the other half who didn't know that the house was on these two lots.

The pool will be added to by people who can qualify for a loan but for various reasons don't want to 'gamble' on homeownership.Demographics, location, employment opportunities and amenities will all play increasingly important roles to these people.It's an interesting new market for investors but with the same old caveat: that sucker better cash flow.

It is a gamble but it's my passion. 

That area is a big gamble and a lot of things would have to happen for that area to really turn around.  

Eng. working offshore, have to wait for RE agent to help me pull some of my info to analyze properties after the initial look and always takes a while.

Not sure, because at that point you're speculating appreciation, which is more of a gamble than investment.Refinancing to break even and using the cash to by a cash flow property may make sense.

That includes the rental income, and monthly rental expenses.Contractor:As for myself, I am an offshore oil and gas inspection manager.

If your history shows that you haven't used it correctly in the past, why should they take a gamble on you now?