Just make sure they get a copy promptly within a reasonable time (as soon as you have the ability to scan the documents and send it to them). 

LOAN TERMS AND CONDITIONS(1) Borrower must have a working bank account in his/her name or company name which will be used for the transfer of the loan.(2) Borrower will start the repayment of his/her loan( interest only) A month after the loan has been transferred.(3) Borrower will be given four weeks (a month) grace to payback the principle(loan amount) at the end of the loan duration before legal actions will be taken.(4) Failure to pay back the loan at the expected date / period, legal actions will be taken against the borrower by our attorney.(5) Address:You must inform us about change of circumstances and must tell us promptly if you change your residential address or zip, or if you think there is any information That We Should be aware of.(6) There is no early repayment penalty.(7) Interest: Interest rate shall be 5% irrespective of the loan amount.(8) Loan Process: It takes the interval of 2 to 5 days from application to funding.(9) Loan Amount: Loan amount ranges from $5,000.00 to $5,000,000.00 .(10) Loan duration: Loan duration ranges from 3 months to 20 years.I will need your confirmation if you are in agreement with the above mentioned loan terms and conditions.

My wife got a job offer in Indy that prompted the move, Indy was not my first choice, but I’ve warmed up to it.

Pay them promptly but expect quality work on a timely basis.

Non-ironically, they are ALWAYS trying to prompt me to abandon using a strict policy in favor of more flexible terms to "attract more guests."

This prompted me to read the return in detail - whereas in the past, I just filed it.  

I wish they had a course for "following instructions from a seller"   "How to answer the phone and return phone calls promptly"   "How to not be completely annoying".As a realtor I'm sure i'd benefit from a few of those classes.

I've been calling over the past month but each time I've been told until it is assigned to someone there is nothing they can do.Here is a tip on WaMu, if you call the Loss Mitigation (866-926-8937) area and are prompted for a survey before talking to someone, hang up and call back.

Being a home owner vs a seasoned investor, I think it also prompt the contractor to price job at higher margin.

I wouldn't do that all the time, but had already gone through 5 LOI's that morning (1 of which closed) and then promptly dropped my folder in a mud-puddle losing my remaining copies.The 92% figure helps me with perspective, thank you.