Originally posted by @Victor Drazen:Hello,Loan Originator: No fees/no salary/Split commissions: 3% of loan amount and split: 85% originator (me): 15% Broker (employer)@Jerry Padilla apparently we're overdue for some big fat raises. 

However, from my understanding you can in the preponderance of jurisdictions.   

Can in wright off on the side we live in on my taxes also???

Good day BP.Looking to add all local active members of BP to my colleagues in the Miami or from anywhere in the country maybe even the world. looking to expand my network hopefully learn a thing or two from everyone I'm new to this but I'm very interested and eager to learn everything i can in this business.  

I'm studying the material, but only to educate myself.After reading J Scott's book and chatting with other investors I've learned that having a license can (in some ways) hold you back as an investor since you are held to a certain moral code of conduct as a Realtor...so, I'm taking his approach to it.His wife got the license, and he stayed without one...at least for a while...I believe he has one now possibly :-)Also, which course are you taking?

We want to see and learn as much as we can in the days we'll be spending there.

I would also recommend using the calculators to analyze as many deals as you can in various metro areas to get a feel for the returns.

Can I list it myself (as I can in CT)?

@Steve Kirsch if your thinking about conventional financing, I would put down 20% if you can in order to avoid paying mortgage insurance.

Even if it's secured by some real estate without a lot of equity, meaning you might stand to get paid back nothing at foreclosure, the fact that you can in theory threaten and initiate foreclosure will still be a lever you could in theory use to get paid back.